Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

5 Questions to Ask Your Mortgage Broker or Lender in Durham Region, Canada

Before signing any mortgage deal, make sure you’re asking the right questions. This guide covers the 5 most important things to discuss with your mortgage broker or lender—from mortgage types and APR ... ...more

Broker Blogs

June 30, 2025•3 min read

Changing Your Mortgage Type in Durham Region: What Homeowners Need to Know

Thinking of switching your mortgage from fixed to variable or vice versa in Durham Region? Learn key conditions, penalties, pros, and strategies to help you make a smarter, more informed decision for ... ...more

Broker Blogs

June 15, 2025•4 min read

Should You Really Be Mortgage-Free in Retirement? Not Always.

Paying off your mortgage may feel like the safe move—but it’s not always the smartest. For Durham Region homeowners, using home equity through refinancing, a reverse mortgage, or a HELOC could offer m... ...more

Broker Blogs

June 01, 2025•4 min read

Think You're Pre-Approved? Not If You Haven’t Done This

Too many homebuyers are misled by “pre-approvals” that aren’t backed by verified documents. In this eye-opening post, we break down the real risks of relying on conditional rate holds, share a real cl... ...more

Broker Blogs

May 15, 2025•3 min read

Are Variable Mortgage Rates Worth It in 2025?

In today’s uncertain economy, choosing between a fixed or variable mortgage in 2025 isn’t just about chasing the lowest rate—it’s about matching your strategy to your risk tolerance and financial goal... ...more

Broker Blogs

May 05, 2025•3 min read

2025 Mortgage Market Outlook: How Today’s Economy Is Shaping Opportunities

2025 Mortgage Market Outlook Mortgage rates may be higher, but so are the opportunities—if you know where to look. In this blog, we break down how today’s economic landscape is affecting renewals, pur... ...more

Broker Blogs

April 16, 2025•3 min read

Is a No-Payment Mortgage the Right Choice for You?

Need cash without monthly mortgage payments? A no-payment mortgage—like a reverse mortgage or private lender loan—lets you access home equity without immediate repayment. Whether you're building, taki... ...more

Broker Blogs

April 01, 2025•5 min read

Will Trump's Tariffs Push Canadian Mortgage Rates Lower in 2025?

Will U.S. tariffs push Canadian mortgage rates lower in 2025? With rising trade tensions and economic uncertainty, the Bank of Canada is signaling potential rate cuts. Learn how these changes could im... ...more

Broker Blogs

January 31, 2025•4 min read

Financial Freedom: How The Rich Get Richer

Explore the strategies and insights behind the wealth accumulation of the affluent, uncovering the secrets of how the rich continually grow their fortunes. ...more

Broker Blogs

June 11, 2024•4 min read

5 Tips to Get Pre-Approved for a Higher Loan Amount

Getting pre-approved is a crucial first step when buying a home. It tells you how much you can spend on a home between your down payment and the approved loan amount. Sometimes, though, the pre-approv... ...more

Broker Blogs

June 11, 2024•3 min read

Good Debt vs. Bad Debt

Debt is a financial tool that allows individuals and businesses to borrow money to achieve their financial goals. However, not all debt is created equal. Some debt can be considered "good debt," while... ...more

Broker Blogs

June 11, 2024•4 min read

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